General liability insurance, is one of the most business liability insurance, this coverage can protect you from various claims including bodily injury, property damage, personal injury and others that arises from your business operations. General liability insurance include:
Bodily injury and property damage liability
Personal and advertising injury
Products completed operations
Damage to premises
Who needs general liability insurance?
In a Business Owners Policy this policy is combined with property insurance and it is a stand alone coverage through the Progressive Advantage Business Program to many contractors. You can safeguard your livelihood from some of the business liability insurance if you are a contractor or a small business owner. In case of any accident it may cause you a case which you might not be able to handle.In such cases you should be ready with liability coverage protection that matches your level of exposure.
General liability insurance for contractor
LIf you are not owing any commercial building that require property insurance, or need to cover payroll or other operating expenses but you are a contractor then you can opt for only general liability and not a full BOP. From your job you are still exposed to liability risk. Progressive Advanced Business Program is the one which provides you the eligibility to get general liability insurance without extra coverages in a BOP. Once you qualify the Blanket Additional Insured Coverage as a contractors then we offer general liability as well. Cover Additional Insured Coverage stretches out your current obligation protection to different substances as required by a few contracts with managers.